Energy Efficient loan with NO monthly payments!

Yes, that’s right, no monthly payments. You can get an energy efficient loan for Solar, heating and air conditioning systems, attic and wall insulation, windows and several other energy efficient improvements. 

The criteria for this loan is pretty straight forward. You must be the property owner, current on your mortgage, current on your property taxes and not had a Bankruptcy within 5 years. There is no credit check required. No monthly payments as the payments are due when you pay your property taxes. You can get 10, 15, 20, and even 30 year loan payments depending on the life of the improvement. This loan does not need to be paid off if you sell your property as it goes with the property.

Locally only Placer County is doing this type of loan, but the other counties are looking into possibly starting it too. The web site for more information is www.Mpowerplacer.org

This is a great program if you plan on staying in your current home and want to remodel or if you are thinking of selling an older property but don’t have the cash to upgrade the property with energy efficient improvements.

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